Terms & Conditions — 90j Casino

1. Definitions

In these Terms & Conditions, the following terms shall have the meanings ascribed to them below unless the context requires otherwise:

• "90j" / "90j Casino" / "the Platform" / "We" / "Us" / "Our" refers to the online casino and sportsbook platform operated at the domain 90j.one and all related services accessible thereunder.
• "Player" / "You" / "Your" / "User" refers to any individual who accesses, registers on, deposits into, or uses any feature of the 90j Casino platform.
• "Account" means the personal account created by a Player upon registration with 90j Casino, through which the Player accesses the platform's services.
• "Terms" means these Terms & Conditions, as amended from time to time by 90j Casino.
• "Bonus" means any promotional credit, free spin allocation, cashback offer, reload offer, or other incentive provided by 90j Casino to eligible players.
• "Real Money Balance" means funds deposited by the Player into their account that have not been subject to any bonus conditions and are available for immediate withdrawal (subject to verification requirements).
• "KYC" means Know Your Customer — the identity and age verification process required by 90j Casino prior to the processing of any withdrawal request.
• "GCash" / "Maya" refers to Philippine digital wallet services accepted as payment methods on the 90j Casino platform.

2. Eligibility

To be eligible to register and use the 90j Casino platform, you must:

1. Be at least 21 years of age at the time of registration and at all times during your use of the platform;
2. Be a natural person with full legal capacity to enter into binding agreements under the laws of the jurisdiction in which you are located;
3. Not be a resident of, or located in, any jurisdiction where online gambling is prohibited by applicable law at the time of your use of the platform;
4. Not be a current or former employee, officer, director, contractor, or agent of 90j Casino, or a close relative of any such person, without the express prior written consent of 90j Casino management;
5. Not be registered under multiple accounts on the 90j Casino platform — only one account per person, household, and shared device or IP address is permitted;
6. Provide accurate, complete, and current personal information during registration and keep such information updated throughout the period of your account's existence.

90j Casino reserves the right to request proof of eligibility at any time and to refuse service to any individual who cannot satisfactorily demonstrate compliance with these eligibility requirements.

3. Account Registration & Management

3.1 Registration Process

Players wishing to access 90j Casino's real-money services must complete the registration process by providing a valid Philippine mobile number or email address, creating a secure password, and providing accurate personal details including full legal name and date of birth. By completing registration, the Player warrants that all information provided is true, accurate, and complete.

3.2 One Account Per Player

Each Player may hold only one registered account with 90j Casino. The creation of multiple accounts by the same individual — whether under the same or different personal details, shared devices, household addresses, or IP addresses — constitutes a breach of these Terms. Upon discovery of duplicate accounts, 90j Casino reserves the right to permanently close all associated accounts, forfeit all balances including bonuses and winnings derived from unauthorized accounts, and refer the matter to relevant authorities where fraudulent intent is suspected.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. 90j Casino will never request your password through any channel, including email, SMS, or live chat. You must notify 90j Casino support immediately if you suspect unauthorized access to your account. 90j Casino shall not be liable for any loss arising from your failure to maintain the security of your account credentials.

3.4 Account Closure by Player

Players may request the closure of their account at any time by contacting 90j Casino support via live chat. Upon account closure, any verified Real Money Balance remaining in the account will be processed for withdrawal to the Player's registered payment method, subject to applicable verification requirements. Bonus balances that have not met applicable wagering requirements will be forfeited upon account closure.

4. KYC (Know Your Customer) & Verification

90j Casino is committed to verifying the identity and age of all players prior to the processing of any withdrawal request. Players may deposit and play following initial registration, but withdrawals will not be processed until KYC verification is successfully completed.

KYC verification requires the submission of the following documents to 90j Casino's verification team:

• A clear photograph or scan of a valid, government-issued Philippine identity document displaying the Player's full name and date of birth. Accepted documents include: Philippine Statistics Authority PhilSys National ID, UMID, SSS Card, GSIS UMID, Philippine Passport, or a Land Transportation Office Driver's License;
• A clear selfie photograph of the Player holding the submitted identity document, taken at the time of the verification request;
• Where requested, a recent utility bill, bank statement, or equivalent document confirming the Player's residential address (dated within 90 days of the request).

90j Casino reserves the right to request additional documentation where the information provided is unclear, inconsistent, or insufficient to satisfy the platform's verification standards. Failure to provide satisfactory documentation within a reasonable period will result in the suspension of withdrawal functionality on the affected account until verification is completed.

5. Deposits & Payments

5.1 Accepted Payment Methods

90j Casino accepts deposits via the following payment methods for Philippine players: GCash, Maya, BPI (Bank of the Philippine Islands), BDO (Banco de Oro), Metrobank, Visa, Mastercard, USDT TRC20, and Coins.ph. The availability of specific payment methods may vary based on the Player's location and account verification status.

5.2 Minimum Deposit

The minimum deposit amount at 90j Casino is ₱100 (one hundred Philippine Pesos) per transaction. Maximum deposit limits may apply depending on the payment method selected and the Player's account verification status.

5.3 Deposit Processing

Deposits via GCash and Maya are credited to the Player's 90j Casino account balance immediately upon successful transaction confirmation from the payment provider. Bank transfer deposits via BPI, BDO, and Metrobank typically reflect within 5–15 minutes, subject to banking system availability. USDT TRC20 deposits are credited after the requisite number of blockchain network confirmations.

5.4 Player Responsibility

Players are responsible for ensuring that all deposit transactions are made using payment methods registered in their own name. Third-party deposits — where the deposit source belongs to a person other than the registered account holder — are strictly prohibited and may result in account suspension and return of funds.

6. Withdrawals

6.1 Withdrawal Eligibility

Withdrawals may only be processed from a Player's verified Real Money Balance. Bonus funds and winnings generated from bonus funds that have not satisfied applicable wagering requirements are not eligible for withdrawal until those requirements are met in full.

6.2 Verification Requirement

All withdrawals require completion of the KYC verification process as set out in Section 4 of these Terms. No withdrawal will be processed for an account where KYC verification is pending or has been declined.

6.3 Processing Times

GCash and Maya withdrawals for fully KYC-verified accounts are typically processed within 5 to 30 minutes of the withdrawal request being submitted, subject to normal platform operational hours and payment provider availability. Bank transfer withdrawals to BPI, BDO, and Metrobank may take up to 24 hours during banking business days. 90j Casino does not guarantee specific processing times and shall not be liable for delays attributable to third-party payment service providers.

6.4 Withdrawal Method

Withdrawals must be made to a payment method registered in the Player's own name and, where practicable, to the same payment method used for the most recent deposit. 90j Casino reserves the right to request additional verification before processing withdrawals to new payment methods not previously used for deposits.

6.5 Withdrawal Limits

Minimum and maximum withdrawal limits apply and are displayed within the Player's Cashier section at the time of making a withdrawal request. 90j Casino reserves the right to modify withdrawal limits at any time with reasonable notice provided through platform announcements.

7. Bonuses & Promotions

7.1 General Bonus Terms

All bonuses, promotions, and special offers provided by 90j Casino to Players are subject to the specific terms applicable to each individual promotion, in addition to these general Terms. Where there is a conflict between the specific promotion terms and these Terms, the specific promotion terms shall prevail in respect of that promotion.

7.2 Wagering Requirements

The vast majority of bonuses offered by 90j Casino are subject to wagering requirements, which must be completed before any winnings derived from bonus funds may be withdrawn. The applicable wagering requirement multiplier for each bonus is clearly stated in the corresponding promotion page within the Player's account. Players should read the full terms of any bonus offer before accepting it.

7.3 Bonus Eligibility

Bonuses are available only to eligible Players as defined by the specific promotion terms. Unless otherwise stated, bonuses are available to one account per person, household, shared IP address, and device. 90j Casino reserves the right to withhold, reverse, or cancel any bonus — and any winnings derived therefrom — where it has reasonable grounds to believe that a Player has attempted to abuse the bonus system or circumvent the terms of any promotional offer.

7.4 Prohibited Bonus Strategies

Players may not engage in bonus abuse, which includes but is not limited to: opening multiple accounts to claim the same bonus more than once; using low-risk or neutral betting strategies specifically designed to clear wagering requirements with minimal risk; coordinating with other players to circumvent bonus restrictions; or exploiting any error in bonus calculations. Detection of prohibited strategies will result in the forfeiture of the associated bonus and winnings and may result in permanent account closure.

8. Game Rules & Fair Play

All games available on the 90j Casino platform operate using certified Random Number Generator (RNG) systems that have been independently tested to ensure genuinely random and fair outcomes. The Return to Player (RTP) percentages for all games reflect certified theoretical values provided by the respective game developers.

In the event of a technical malfunction, network disconnection, or any other error affecting the outcome of a game round, 90j Casino reserves the right to void the affected game round and return the Player's stake to their Real Money Balance. 90j Casino's decision regarding the handling of technical malfunctions is final.

Players are required to play all games in accordance with the rules set out for each game within the platform. Any attempt to exploit software errors, use automated software or bots to play games, or otherwise gain an unfair technical advantage constitutes a serious breach of these Terms.

9. Prohibited Conduct

The following conduct is strictly prohibited on the 90j Casino platform and may result in immediate account suspension, forfeiture of balances, and referral to appropriate authorities:

• Providing false, inaccurate, or misleading information during registration or any subsequent verification process;
• Registering if you are under 21 years of age;
• Opening or operating multiple accounts;
• Using third-party payment methods not registered in your own name;
• Engaging in money laundering, fraud, or any other criminal financial activity through the platform;
• Using automated software, bots, scripts, or any artificial intelligence tools to play games or gain an unfair advantage;
• Attempting to reverse-engineer, modify, interfere with, or disrupt any part of the 90j Casino platform or its underlying software;
• Colluding with other players in any table game or live dealer session;
• Abusing bonus offers in a manner that violates Section 7 of these Terms;
• Using the platform in any manner that violates applicable Philippine law or the laws of the jurisdiction from which you access the platform.

10. Responsible Gaming

All registered Players aged 21 and above have access to the following responsible gaming tools from the Account Settings → Responsible Gaming section of their 90j account:

• Deposit Limits: Players may set daily, weekly, or monthly limits on the total funds they can deposit into their account. Deposit limits can be decreased immediately but increases are subject to a mandatory 24-hour cooling-off period before taking effect.
• Session Time Reminders: Players may enable notifications that alert them at configurable intervals regarding the duration of their current playing session.
• Reality Checks: Periodic notifications displaying the Player's net session result (total wins minus total bets) to maintain awareness during extended play.
• Self-Exclusion: Players may elect to permanently exclude themselves from the 90j Casino platform for a minimum period of their choosing. Self-exclusion requests take effect immediately upon confirmation. Reinstatement after the minimum exclusion period requires a formal request and additional cooling-off period.

Players who are experiencing difficulties with their gaming behavior are encouraged to seek assistance from appropriate support resources. 90j Casino support staff can provide referrals to responsible gaming resources including guidance available from the Philippine Amusement and Gaming Corporation (PAGCOR).

90j Casino strictly prohibits the use of its platform by individuals who are subject to a self-exclusion order, whether self-imposed through the 90j Casino platform or imposed by another gambling operator or regulatory body. Any Player who becomes aware that they have registered or are playing in violation of a self-exclusion commitment must notify 90j Casino support immediately.

11. Intellectual Property

All content available on the 90j Casino platform, including but not limited to the 90j brand name, logo, software, game interfaces, graphics, text, audio-visual elements, and promotional materials, is the proprietary intellectual property of 90j Casino or its licensed third-party content providers. All rights are reserved.

Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 90j Casino platform solely for personal entertainment purposes in accordance with these Terms. This licence does not permit any reproduction, distribution, modification, public display, reverse engineering, or commercial exploitation of any 90j Casino content or software.

12. Limitation of Liability

To the maximum extent permitted by applicable law, 90j Casino, its operators, affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with a Player's use of the 90j Casino platform, including but not limited to:

• Loss of profits, data, or opportunities;
• Technical malfunctions, server downtime, or network interruptions beyond 90j Casino's reasonable control;
• Unauthorized access to a Player's account arising from the Player's failure to maintain the security of their account credentials;
• Errors in game outcomes caused by third-party game provider software malfunctions;
• Delays in deposit or withdrawal processing attributable to third-party payment service providers.

Nothing in these Terms shall limit 90j Casino's liability in respect of death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable Philippine law.

13. Account Suspension, Restriction & Closure

90j Casino reserves the right to suspend, restrict, or permanently close any Player account at its reasonable discretion, without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms;
• Failure to complete KYC verification within a reasonable period when requested;
• Reasonable suspicion of fraudulent activity, money laundering, or other criminal conduct;
• Detection of prohibited conduct as described in Section 9 of these Terms;
• Regulatory direction from a relevant authority;
• Reasonable suspicion that the Player is under 21 years of age;
• Reasonable suspicion that the Player is accessing the platform from a jurisdiction where online gambling is prohibited.

Where an account is closed by 90j Casino following a confirmed breach of these Terms, any bonuses and associated winnings may be forfeited. Verified Real Money Balance will be returned to the Player using a payment method of 90j Casino's choosing, subject to any legal holds required by applicable law or regulatory direction.

14. Amendments to These Terms

90j Casino reserves the right to amend, modify, or update these Terms at any time. Material changes to these Terms will be communicated to registered Players via email to the address registered on their account, through in-platform notifications, or through a prominent notice on the 90j Casino website. Continued use of the platform following the effective date of any amendment constitutes acceptance of the revised Terms. If a Player does not agree to the revised Terms, they must cease using the platform and may request account closure.

The most current version of these Terms is always accessible at 90j.one/terms-conditions. The date at the top of this document reflects the date on which the current version became effective.

15. Governing Law & Dispute Resolution

These Terms and all matters arising from a Player's use of the 90j Casino platform shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute, claim, or controversy arising out of or relating to these Terms or the Player's use of the 90j Casino platform shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

Prior to commencing any formal legal proceedings, Players are encouraged to attempt to resolve any dispute informally by contacting 90j Casino support via live chat or at [email protected]. 90j Casino will make reasonable efforts to resolve Player complaints in a fair and timely manner.

16. Contact Information

For any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of the 90j Casino platform, Players may contact the 90j Casino support team through the following channels:

• Live Chat: Available 24 hours a day, 7 days a week, from within the 90j Casino platform following login.
• Support Email: [email protected]

90j Casino aims to acknowledge all written inquiries within 24 hours and to resolve complaints within a reasonable period, depending on the nature and complexity of the matter.